Flood hazard survey · one address
Is your house in a flood zone?
Enter an address and get its official FEMA flood zone, whether flood insurance is legally required, and what it means before you buy or renew, from the same maps your lender uses.
Check an address
$29 · instant PDF · no account
Sheet contents · what you get
A clear answer, and what to do about it.
FEMA's own flood map viewer is free but famously hard to read. This turns it into a plain-English report you can hand to a lender, an agent, or an insurer.
Your exact flood zone NFHL
The FEMA zone for your specific address (A, AE, VE, X and the rest), looked up at your exact address, not just the middle of your ZIP code.
Is insurance required? SFHA
Whether you sit in a Special Flood Hazard Area, where a federally-backed mortgage makes flood insurance mandatory.
Base flood elevation BFE
The height floodwater is expected to reach, and why an Elevation Certificate can cut your premium.
County disaster history OpenFEMA
Recent federal flood, hurricane, and storm declarations for your county, from OpenFEMA.
What the zones mean Legend
A plain-English guide to your zone code and the insurance and buying implications that come with it.
What to do next Notes
Concrete next steps: NFIP vs private quotes, Elevation Certificates, and what to ask a seller.
Why it matters
A flood zone can add thousands a year, or kill a sale.
If a property is in a high-risk zone, a lender will require flood insurance that can run hundreds to thousands of dollars a year, and surprise buyers after they are already under contract. Knowing the zone up front lets you price it in, shop coverage, or walk away.
Procedure · how it works
Address in, answer out.
Enter your address
We pinpoint your exact house, not just your ZIP code.
We query FEMA
We look up that point in the FEMA National Flood Hazard Layer, the official flood map.
You get the PDF
Your zone, insurance implications, elevation, and next steps, in seconds.